Terms of Service

Thank you for visiting HOGDigest.com (“Site”), a lifestyle platform focused on tips, ideas, and resources for transforming living and workspaces. The Site is owned and operated by HOG Furniture Ltd, headquartered in Nigeria, but welcoming a global community of readers, writers, and brands.

Please read these Terms of Service (“Terms”) carefully before using our Site. These Terms constitute a legal agreement between you (“you,” “user,” “contributor,” “advertiser”) and HOGDigest.com (“HOGDigest,” “we,” “us,” “our”).

By accessing or using this Site or its services, you agree to comply with and be bound by these Terms and any additional terms referenced or posted here. If you do not agree with these Terms, please do not use the Site.

1. Eligibility

To access or use this Site, you must be at least 18 years old and legally capable of entering into a binding agreement in your jurisdiction. By using HOGDigest.com, you represent that you meet these eligibility criteria.

2. Scope of Services

HOGDigest.com offers a variety of content and features, including but not limited to:

• Lifestyle articles and tutorials

• User-submitted contributions

• Advertising space and affiliate promotions

• Links to external products or websites

We reserve the right to modify, suspend, or discontinue any part of the Site at any time, with or without notice.

3. Contributor Terms

3.1 User-Generated Content

If you submit articles, videos, comments, or other materials (“User Content”), you retain ownership but grant HOGDigest.com a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, publish, modify, and distribute your content across our platforms.

3.2 Contributor Responsibilities

As a contributor, you agree that:

• Your submissions are original or properly attributed.

• You have rights to the content and it does not infringe on any intellectual property or third-party rights.

• You are solely responsible for your submitted content.

We reserve the right to edit, reject, or remove any content at our discretion.

4. Advertiser Terms

4.1 Ad Placement

Advertisers may promote their products or services via banners, sponsored content, or affiliate programs. All advertising content must:

• Comply with local and international advertising laws.

• Not mislead, defame, or infringe on third-party rights.

• Be pre-approved by the HOGDigest editorial or ad team.

4.2 Billing & Cancellation

Advertisers agree to pay for placements based on the terms of the selected campaign. Late payments may result in account suspension. Refunds, if applicable, are subject to our ad policy.

5. User Conduct

You agree not to:

• Use the Site for unlawful purposes.

• Impersonate any person or organization.

• Attempt unauthorized access to any portion of the Site.

• Upload malicious software, spam, or commercial solicitations.

• Post misleading, abusive, or offensive content.

6. Intellectual Property

All Site content including text, graphics, logos, videos, and layout is owned by HOGDigest.com or its licensors and protected under copyright, trademark, and international laws.

Except as permitted under these Terms, you may not reproduce or exploit any Site content without prior written consent.

7. Third-Party Links & Affiliate Disclosure

HOGDigest.com may include links to third-party websites and affiliate partners. These are provided for your convenience, and we are not responsible for their content, terms, or practices. Some links may earn HOGDigest a commission if a purchase is made.

8. Disclaimers

• All content is for informational purposes only and not a substitute for professional advice (legal, medical, financial, etc.).

• We do not guarantee that all content is accurate, complete, or current.

• Use of the Site is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law:

• HOGDigest.com shall not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.

• Our total liability shall not exceed the amount you paid to us (if any) in the past 12 months or $100, whichever is greater.

10. Indemnity

You agree to indemnify and hold harmless HOGDigest.com, its affiliates, contributors, partners, and staff from any claims, liabilities, or expenses arising from your use of the Site, your content, or your violation of these Terms.

11. Account Management

You may be required to create an account to contribute or advertise. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

12. Privacy

Our Privacy Policy explains how we collect, use, and protect your data. By using the Site, you consent to our data practices outlined therein.

13. International Use

HOGDigest.com is accessible globally. If you are accessing the Site from outside Nigeria, you are responsible for complying with your local laws. We do not guarantee that our content is suitable for all countries or regions.

14. Governing Law & Jurisdiction

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved in the courts of Ogun State, Nigeria, unless otherwise required by international law.

15. Modifications

We reserve the right to update these Terms at any time. Changes become effective upon posting. Continued use of the Site signifies your acceptance of the revised Terms.

16. Contact Us

For any questions, complaints, or legal notices, please contact:

Email: [email protected]
Phone: +234 812 222 0264
Mailing Address: 132 Iganmode Road, Ota, Ogun State, Nigeria